Privacy Statement

Critchell-Miller & Petrus, Inc.
Privacy Policy Notice
As of July 1st, 2007

Purpose of this notice
Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic information about you with a non-affiliated third part unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed.  In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of Critchell-Miller & Petrus, Inc.

Our privacy policies and practices

  1. Information we collect:
    1. Information that we receive from you on applications or other forms.
    2. Information about your transactions with us, or others.
    3. Information that we receive from a consumer reporting agency or branch of State government.

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional information will be collected about you.

  1. Information we may disclose to third parties:
    We may disclose all the information that we collect about you, as described above, but we will only do so for the purpose of placing insurance coverage for your benefit.
    Except for this purpose, or otherwise as permitted by law, we do not disclose any nonpublic personal information about our customers or former customers to anyone.
  1. Non-affiliate third parties to whom disclosures may be made:
    We disclose nonpublic personal information about you only to nonaffiliated third parties as permitted by law.
  1. Our practices regarding information confidentiality and security:
    We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you.  We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
  1. Our policy regarding dispute resolution:
    Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.
  1. Reservation of the right to disclose information in unforeseen circumstances:
    In connection with the potential safe or transfer of its interests, Critchell-Miller & Petrus, Inc. reserves the right to sell or transfer your information (including but not limited to  your address, name, age, sex, zip code, state and country of residency and other information that you provide through other communications) to a third party entity that (1) concentrates its business in a similar practice or service; (2) agrees to be Critchell-Miller & Petrus, Inc.’s successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy statement.

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